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Affordable Senior Housing Programs for Low Income Seniors

Posted on April 9, 2019 In Finance, Retirement, Seniors 
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As a senior, its no secret that money gets short especially when you are living on a low income budget. Happily, though are senior housing options available.

In this article we will be discussing the different types of senior housing available as well as how to apply for housing and all the basic information you will need.

Low Income Housing

Many seniors are low income because they no longer work. If this is the case with you, then low income housing may be a good option for you. One way to go about finding low income housing is to rely on good ol’ Google.

The best way to find and compare different Senior housing options honestly is just using an online search engine. This allows you to compare prices, neighborhoods, location and what each community offers.

Government Housing Options

There are options available from the government for housing as well. If you are short on money and need a place to stay desperately, then you may find government housing to be the best option for you.

Low Income 55+ Housing

There are also 55+ retirement communities that are low income. These communities are typically a little more expensive than government housing but the properties are generally nicer. There are also amenities which can be a nice extra.

Residential Care

Another option for senior housing is residential care. This option is best suited for those that need extra attention and special medical treatment. This option is also best if as of lately you’ve been having a hard time keeping up with common cleaning around the house and normal things are becoming a more challenging task.

Residential care is helpful for seniors that also need help with bathing and preparing meals. This allows you to get a full range of care while living in the comfort of your own home.

Residential Care Housing

Another option that is slightly cheaper, is residential care housing. This means that you are staying in home that is ran by an outside source. This is not your best option but if you are on a tight budget and really can’t care for yourself, then this is a decent option.

Skilled Nursing Facility

This type of senior housing is normally reserved for seniors that can not care for themselves at all. This is normally handled by the senior’s family and can be handled using insurance or with a flat out rate paid in full or in payments.

This is not the greatest option because most nursing homes are not able to deliver the love and care that you would receive with other senior housing options, but still can offer support if you need housing and care.

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