There are many programs and veteran services available for senior citizens. It’s important to be aware of the different programs available as a senior citizen so that you can save as much money as possible.
In this article we will be discussing the various veteran programs that are available. We will also discuss how you can take advantage of these programs to save money.
The main veteran service available for seniors is disability compensation. This is a great option for those that have a lot of medical bills. It is important to note that this veteran service is only available for those that have been injured in battle though.
In order to receive disability compensation, you need to head to your local VA office and talk to your VA representative. This is the easiest way, but you can also apply for this service online using the VA website, or over the phone as well.
Just because you are getting up in years doesn’t mean you have to stop learning right? There are many veteran programs available for education. This can be helpful for seniors that want to earn some extra cash. You can get a degree, or learn a new trade with these veteran services.
It’s no secret that many seniors need a strong health care provider. The VA offers plenty of health care services. There are also plenty of insurance programs available through the VA as well.
This is a really helpful option for seniors with a lot of medical expenses. If you are a veteran and you need health care, then the VA may be what you have been looking for.
Life Insurance Programs
As you get up in years, it’s important to start thinking about life insurance; what are you leaving behind for your loved ones? There are plenty of veteran services available for life insurance as well, which is very helpful for seniors who have not yet chosen a life insurance provider.
Home Loans and Financing
Another area of expertise that many people don’t expect the VA to offer comes in the form of lending. There are plenty of lending services available to senior veterans that are exclusive to veterans. Of course it is important to always compare interest rates from other loans but it’s nice to know all your options before financing anything.
In order to receive a veteran loan, there are certain steps that you must take to ensure that you are getting the best loan possible. The first thing you have to do is go to the VA office, from there you will fill out a loan application. In order to receive this type of loan, you have to prove you are a veteran and talk to your VA representative.
In addition to other pensions, seniors can qualify for additional monthly stipends. This money is in addition to any other pension or income from another source. These programs include:
*A&A: This is additional assistance for activities of daily living or Aid and Attendance. This includes elderly who have poor vision, need help with bathing or care, or are confined to a nursing home.
*Homebound: This is additional monthly payments for clients that cannot leave their home due to a medical condition for the most part. This includes bedridden and clients who must use oxygen or respirators.
*Disability Compensation – If you are experiencing a disability due to military service your basic pension can be augmented to compensate you for this additional problem.
Military seniors can apply to purchase Servicepersons Federal Life Insurance or SFLI. This is an important protection for your children or other family dependents. Other types of life insurance may not cover someone harmed by military service. But these programs are available for any qualifying person.
Veterans have long been able to use the VA for their health problems. These benefits are provided at minimal cost, so they are quite popular. It is a continuing issue to obtain appointments for new services. Veterans in outlying areas can now make appointments with out of VA doctors to receive treatments. Elderly military veterans should make sure to have a glaucoma check using their benefits because glaucoma can make you blind without having any symptoms that can be detected by the veteran.
Education and Vocational Training
Veterans can receive an assist with their secondary or new career training once they are finished with the military. Most seniors also receive a payment for room and board along with their money for tuition and costs. They will pay costs for apprentice programs and trade schools as part of the benefits available. These programs are some of the most used by members who are eligible.
Vocational Rehabilitation and Employment
The VA assists its clients to provide assistance to find jobs that seniors can fill. Some individuals leave the service with limitations and the VA looks to place these individuals in meaningful jobs. It also helps with building resumes, job placement and counseling for interviews. This office keeps on top of which companies are offering specific jobs for those with military service backgrounds.
As anyone who has tried to buy a house knows, this is a very hard thing to do. For those with the right type of military service, the VA tries to make this process easier for its military members. The VA provides special loans with lower requirements than general home loans.
Members also can obtain loans at 100% of the value of the property which limits the money needed to enter the home market. Many military go into the service to obtain this single benefit for use when they want to find a permanent home for their family. This can allow a veteran to buy a house by simply covering the costs of the loan initiation and the county deed fees. However, many people will have used this benefit up in their younger years. If not, it is still available for qualifying clients.
The VA offers its clients burial at a national cemetery that has room. Some cemeteries are filling up and have limited access. While burial is free, the cemetery may not be too close to where the veteran lives. This service is a great help to family members and most funeral directors are aware of the procedures needed for burial at a national cemetery.
If the deceased is buried at a non-military cemetery, the VA will usually provide a military funeral salute including a United States flag for the family. This often includes a bugler and a gun salute. This service is usually free to the family of former military members.
Most of these benefits can be obtained online or over the telephone for those seniors not familiar with computer systems. Online access is becoming the easiest way to apply for programs that you may qualify to have. Many seniors have their children or a knowledgeable but trustworthy individual help them with these applications.
Even though it is sad to think about, everyone has to start thinking about memorial services at some point or another – whether for yourself, or for a loved one. But it is important to know though, that the VA offers memorial services as well. This can help your family save a lot of money and can ensure that the memorial is handled respectfully and the way you would like for it to be handled.