Best senior perks and discounts
There are senior perks and discounts available as early as 55 years old at some businesses. Taking advantage of such deductions and budgeting are ways seniors can save money.
According to a study by the Employee Benefit Research Institute, close to 50 percent of households spent more money as retirees than as workers for the first two years after they’ve stopped working. That’s why it is vital for seniors to save a buck or two.
Below are some of the most popular and excellent cost-saving measures — senior perks that you should consider for extending the life of your retirement savings.
Many companies offer special perks or discounts for seniors. However, not all companies make this known. Try to get in the habit of asking if senior discounts are available. For example, movie theaters and national parks have special discounts for senior citizens.
Also, if you like to read, Kindle E-books offers a 50% discount if you are a member of AARP. If going to live shows is your thing then check with Ticketmaster for senior discounts on tickets.
Almost all restaurants offer discounts for senior citizens but be sure to ask for the discount. Generally, the discount is 10% and you may need to present your AARP card. If you are looking for a higher discount, Denny’s offers 15% off your bill. Alternatively, most dine-in restaurants have a senior menu which has fewer selections but discounted prices.
Many retail stores have “senior days.” In other words, one day a week seniors can shop and receive a discount on their purchases. For example, at Kohl’s 15% will be discounted from your purchase on Wednesdays while Ross offers 10% off on Tuesdays.
If you are interested in crafts, Michaels offers 10% off every day while Joann’s Fabrics offers 20% off on their senior day. You will need to check with your local store to learn which day is their senior discount day.
Vacation discounts are very often offered by cruise lines. If you love cruises then getting a discount or extra perks because you’re a senior citizen will be an added bonus. AARP members can get up to $300 in onboard credits if they book through the AARP travel center.
Also, check with Collette Cruise Tours and Vacations By Rail for discounts on vacations booked through them. The major cruise lines also claim to have special pricing for seniors but you will have to let them know if you are 55 or older.
No matter how you decide to travel, you will most likely find a discount to assist you in your transportation costs. Car rental companies offer some nice discounts for senior citizens. Both Avis and Budget give up to a 30% discount as well as a free upgrade to AARP members. Hertz and Thrifty have club memberships for seniors that offer special savings.
If you prefer to fly, check with Delta and United as they may offer savings to select locations. Traveling by train has become more popular so Amtrak offers a 10% savings for anyone 65 or older.
Thrift stores are a great way to find quality items at a more affordable cost. You can find home goods, accessories, and clothing. Often, you can find designer names and well known brands at a discount price.
Because you’re a member of the elder community, chances are you qualify for senior discounts. This means you can purchase items already at bargain prices for an even greater discount. This is a great senior perk!
Each year, from October 15 to December 7, Medicare has its Annual Enrollment Period. If you need to change your coverage, checking in with Medicare during that time could help keep you from paying unforeseen out-of-pocket fees. This may be a good time to review your health care costs. Taking a little time to review plans could mean savings for you.
Aging and life circumstances can create opportunities to change how and where you live. For example, if you are a single senior and have noticed your cost of living increasing, a few options to consider could involve moving into a community designed for senior living or welcoming a housemate into your home.
Altering living arrangements could help when you find it becomes less affordable to keep up with grocery costs, home maintenance, transportation, and utilities.
Not everyone can live without a car, but there are ways car owners can save money. Think about carpooling with others or finding an insurance company with lower rates. If possible, moving into an area where it’s possible to walk to shopping and other errands will minimize reliance on a vehicle. Perhaps an area that offers public transportation will help cut down travel costs.
There are many discount clubs to choose from, but you want to pick one that saves you the most money. Your lifestyle, buying habits, and interests might match well with the membership benefits of ASA (The American Seniors Association).
Also, look into The Seniors Coalition, or AARP. If you have an RV and frequently visit campgrounds, you may find park discounts beneficial. Look at Passport America, Good Sam Club, Escapees RV Club, or Camp Club USA, among others.
Also, if you are a former federal worker, consider Retired Federal Employees Association or National Active. These are just some examples of the great senior perks available!
As an elder adult, you’ve earned entitlement to save with price deductions. Get in the routine of asking whether a business offers them or check for advertised discounts on a company’s website. Some places where you are likely to come across this cost-saving senior perk are at cable providers, retailers, travel and transportation services, restaurants, utility providers, supermarkets, and gyms.
The most important thing you can do is ask whatever establishment or business you are visiting if they offer a senior discount.
Sometimes a business that doesn’t provide a senior discount may offer a veterans discount. A restaurant, grocery store, or retailer may knock off a percentage of your purchase or give you something for free after showing your valid military ID. It never hurts to ask.
Grocery shopping is easier with lots of senior perks from major retailers. Many seniors find it possible to save money on the things they buy each week. For example, Fred Meyer provides a ten percent discount on certain items reserved for those fifty-five and older. Harris Teeter provides senior perks in the form of five percent savings for those sixty plus.
Traveling is a lot of fun. Senior perks stretch your travel dollars even further. Hertz has a Fifty Plus Program that offers seniors up to twenty percent in savings for all seniors. The Silver Thrifty Club is for older members when renting a car from Thrifty Car Rental.
If you’re an AARP member, you can also find lots of companies that offer fabulous senior perks. This includes Wyndham Hotels and Marriott. That’s a great way to see the world now that you’re older and have more time to devote to exploring lots of alternative places.
The cost of living continues to go up. Shave money off your current cost of living and stay in your intended budgets with lots of special discounts just for your age group. Many states offer a rebate on part or all of your property taxes if you are a certain age. That can help you reduce the cost of staying in your current home. Other costs an can also pile up.
Reduce the costs of buying things online with help from an Amazon Prime discount. You’ll get fifty percent off if you meet certain criteria. JOANN Fabric has their own Senior Discount Day for those who love to make their own clothing and crafts. Kohl’s offers a fifty percent discount for those over sixty. The Ross Dress for Less 55+ Program makes it easy to look good if you have part time or full-time job.
As you get older, you might find that your healthcare costs are climbing. There are certain programs in place that make it easier to pay for the medication and other medical services you might need. Discount hearing aids are available from many providers.
That makes them a popular senior perk. MyVision Care offers many senior perks through EyeMed. Those who need major prescription discounts can get help from the experts at OptumRx. Ask your healthcare provider with other discounts are available to older members in need of fiscal assistance.
Having time to eat out is a great way to break up the day. It’s also one way to enjoy a lot of types of food. Provide your AARP card at various places, including Bonefish Grill, Denny’s, Laundry’s and you’ll have lots of savings when you’re eating out. IHOP has a senior menu just for older folks with lots of deals.
Perkins and McDonald’s also offer special meals and discounts just for their older clients. Luby’s has a senior’s special that has lots of items. You can show up here when you’re hungry and want to eat out.
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