Many seniors may have a hard time affording basic things like food and housing. Fortunately, there are some free senior services available for seniors with low income. There are plenty of services available to those with low income. These benefits can pay for your groceries, health coverage, housing and basic needs. There is plenty of help for you if you’re over the age of 50.
Medicare and Medicaid
Both of these health coverage options can be beneficial if you have a low income. This will afford you the health coverage you need, while keeping your out-of-pocket costs down.Of course, there are other health care options available for low-income seniors as well, but your best bet is to stick with medicare if you don’t require any special medical treatment.
The cost of medicare comes directly out of your social security retirement package. Medicaid, on the other hand, is an example of free senior services. Of course, in order to qualify for Medicaid, you will have to meet the low-income criteria.
What Is Low Income?
Low income is considered typically to be a salary of less than $30,000 a year. Most senior citizens earn less than that, so if you meet the low income requirements, then you should look into what benefits you can qualify for.
Depending on how low your income is, you may even qualify for certain programs that are available only for seniors. There are programs available to cover your food costs, as well as basic living costs.
Housing Programs
Housing is a real problem for some seniors, so if you are struggling with housing then it is important to know that there are government housing options available. These housing options are affordable and easy for senior citizens.
Food Banks
If you are struggling to afford food and your living costs are getting out of hand, then you should look into food banks. You can get a free meal or certain groceries for free if you meet the income and age requirements. You have to go to your local food bank to find out what the requirements are.
Low Cost Prescriptions
Another benefit if you are a low-income senior is that you may be able to get your prescriptions covered for a discounted price. Depending on what you make, you may be able to get free medicine. Look at your medicare or medicaid plan to see what medicine coverage is available.
Denture Coverage
If you are a senior citizen that needs dentures but you can’t afford them, then you are in luck! There are programs available through medicaid and medicare which allow you to get dentures at very reasonable costs. Dentures are important, so it’s important you get the cost covered.
Discounted Cable Bills
Depending on where you live, if you meet certain criteria, you may be able to get a discounted price on your cable bill. You simply have to call your cable company and ask if there any programs available for low-income seniors. You may be able to knock a small chunk off your bill.
AARP Benefits and How to Apply
AARP is a free service that is available to many senior citizens. What is AARP though? AARP can help you save money on everyday things as a senior citizen. For instance, you can use your AARP card at the grocery store and you save money on your purchases. AARP is a great way to save money, so it is worth looking into.
In order to apply for an AARP card, you need to be at least 50 years of age, and you have to meet all the qualifications. You can also save money on things such as hotels, tickets and entertainment. This is nice because many people focus on only paying bills once they get old. AARP lets you have some fun too!
AAA & Senior Citizens
Another service available to seniors is triple A. This is an insurance company and can also offer assistance when you need it. This is perfect for elderly people because it can get hard to change a flat tire on the side of the road, with AARP you can simply call the number on your card and they will send someone out to you to help fix the problem.
Free Cell Phone Service
If you are over the age of 62, you may qualify for a free cell phone. This can help you stay in contact with your family, and whoever else you may need to talk to. In order to get free phone service, you may need to contact your cell service provider and see what options are available for senior citizens.
You can also look into the Obama phone. This is a free cell phone offered to senior citizens and those that have certain disabilities. This is another great example of free senior services that are available.
Free Legal Council
As you age, there are many doors that open to you. One of these doors is the ability to have free legal council. This is a great option for those that have many assets they need to manage such as: property, businesses and other assets. Having free legal council can also help if you need to write a will and testament as well. This will ensure that your assets are divided exactly how you want.
For those with low-income, free senior services for legal aid can be found. Check with your local senior community center. They should be able to point you in the right direction.
Free Care-giving
It is important that you look into free care-giving services as you age if you feel that you can no longer do the things that you once were able to do. This will ensure that you get the assistance you need as you get older. It can get hard to do things such as shower and clean the house once you get older, but having access to free care-giving can make all the difference in the world.
If you are on medicare, you will have access to in home nursing care if needed.
Mobility Aids and Life Alert
If you are a low-income senior, there are many free senior services and discounts available to you. One great example is the availability of mobility aids, such as canes, walkers, and wheelchairs. Also, another significant benefit is life alert services.
Life alert services provide emergency help to seniors who live alone. Finally, energy assistance is another critical resource for low-income seniors to enhance your life.
What About Mobility Aids?
You can get free or discounted mobility aids as a low-income senior. A senior who relies on mobility aids often has difficulty affording the equipment. After all, some aids can be expensive to purchase outright.
However, free senior services help you find free or discounted mobility aids for seniors on a low-income budget. Besides, you can get free mobility aids and even discounts on some equipment.
Mobility aids are essential for seniors as they help you maintain your independence and stay active. Instead of relying on others, mobility aids can make a big difference in your life. You want to find something comfortable and easy to use.
It is also essential to find an aid that fits your lifestyle. If you are a busy person, you may consider a walker or cane. If you like to travel, a wheelchair may be a better option for you.
Can I Get a Discount on Life Alert?
Yes. You can get a discount on life alert. Life alert is an excellent service for seniors who stay alone. This service allows you access emergency assistance when you need it the most, whether it’s accidents such as falling or health complications.
Getting a life alert service can be of help. Your family and friends can get automatic notifications that you need help through the service. Thus, if you are a low-income senior, you may take advantage of the discounted monthly fee for life alert services.
Also, choosing a life alert as a low-income senior can be a great way to enhance your quality of life. You can maintain some independence and enjoy the peace of mind that comes with knowing free and discounted help is always available when you need it most.
Can I Get Energy Assistance?
Yes. You can get energy assistance. Free senior services, such as energy assistance, are available for low-income seniors. Getting this assistance can help pay your energy bills each month. The amount of financial assistance you receive depends on your income and how many people live in your household. Besides, energy assistance can help, especially when you live alone.
Being a senior with a low income can be a challenge. However, you can improve your life if you take advantage of free senior services and discounts for low-income seniors, especially the free energy services.
If you are a senior with a low income, you can take advantage of all these resources to help your daily life. You will improve your quality of life and enjoy many benefits that come from being a low-income senior in this nation.
Eligibility for Free Senior Services
1. You Have a Low Income
It would be best if you were a low-income senior to qualify for free or discounted services. This means that your monthly income is limited, and you likely have a difficult time affording everyday expenses.
2. You Have Mobility Issue
You may qualify for free or discounted services if you have mobility issues. This is because many of the free senior services help seniors maintain their independence. Mobility issues can include difficulty walking, using stairs, and getting around.
3. You Cannot Afford Your Monthly Energy Expenses
If you are a senior and your income is low, you may qualify for energy assistance. This assistance can be of benefit to you as it will help pay your energy bills each month.
4. Desire to Have a Life Alert
Life alert is an excellent senior service option for those who desire to maintain their independence and stay safe. While this service is not free, they can discount it for low income seniors.